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Although there is no doubt that Pluto entering Capricorn indicates tough economic times both, nationally and personally. It also indicates a return to personal 'common sense' As well as a 'getting real' mentality about finances!!!!  Personal responsibility and frugality will result in greater freedom.  Conspicuous consumption will become self evidently ridiculous.  A new spirituality can emerge through a true sense of financial security, and a proper assesment of material things in our everyday lives.
DON'T BE FOOLED BY THE NEGATIVE TALK ABOUT RETROGRADES. THEY ARE AN IMPORTANT TOOL FOR REVIEW, AND RENEWAL. THINK OF THEM AS A SECOND CHANCE